Loan management: Overview Dashboard

The Overview dashboard gives you a portfolio‑level snapshot of your lending book: how many loans are active, how much principal is outstanding, collateral coverage now vs at origination, and any overdue exposure. Use it as your first stop each close and whenever markets move.

Where to find it: Loan Management (on the left side navigation bar) → Overview tabs

💡 All data is real-time - amounts are automatically updated every few minutes.

Summary of loan analytics

Each card shows today’s value and the month‑over‑month (MoM) change vs the same day last month (e.g., “↓ −34.7% vs last month”).

1. Total Active Loans

   Count of loans currently active: issued (principal disbursed) and not fully repaid or liquidated, excluding loans with a manual Closed override.

2. Total Principal Value

   Sum of current outstanding principal (USD‑equivalent) across active loans.

   FX/crypto principals are converted to USD using the latest price.

3. Collateral Origination Value (secured loans only)

   Sum of collateral value at posting (quantity × price at posting timestamp).

4. Collateral Current Value (secured loans only)

   Real‑time value of collateral currently held (quantity × latest price).

   Used for LTV and risk monitoring elsewhere.

5. Overdue Loans (term loans only)

   Count of active, non‑revolving loans where at least one scheduled principal repayment is past due and not fully received.

6. Overdue Loans Value (term loans only)

   Total principal that should have been repaid by today across overdue loans but has not (expected principal due − principal received).

Why the MoM chip matters: It highlights trend direction without opening reports. A red arrow indicates deterioration (e.g., more overdue value, lower collateral value).

Asset summary table (by currency/asset)

This table breaks down the book by principal/interest currency or asset (e.g., USD, USDC, BTC, ETH).

Columns

• Asset — Currency/asset used for principal and/or interest.

• Total Paid Interest — Cumulative interest cash actually received to date (USD‑equivalent).

• Total Interest Outstanding — Unpaid interest expected as of today (based on loan terms, rate conventions, and any posted interest receipts).

• Total Current Principal — Outstanding principal across active loans denominated in the asset (USD‑equivalent).

• Total Collateral Value — For secured loans tied to the asset, current USD value of posted collateral.

• Weighted Avg Interest Rate — Principal‑weighted average annual rate across active loans in the asset.

Note: Drill-down into asset details feature will be available soon.

Typical questions you can answer here

• Are we shrinking or growing the book? Check Total Active Loans and Total Principal Value with MoM.

• Has market movement hurt coverage? Compare Collateral Current Value vs Collateral Origination Value.

• Where do we have interest income vs accrual risk? Use the Asset table: Paid Interest vs Interest Outstanding.

• Do we have emerging credit risk? Look at Overdue Loans and Overdue Loans Value; drill into the Loan List for borrowers in arrears.

What to do next

• Open Loan List to investigate specific loans (filters: status, asset, next payment date).

• Open Collateral to review coverage, utilization, and per‑asset composition.

• Open Risk Monitoring to see at‑risk loans, margin calls, and shock simulations.

If you have questions, reach out to our Customer Support team via the chatbot in the bottom corner.